Home Equity - Home Equity Mart

Bad Credit Home Equity Loans and HELOCs

If you are seeking a HELOC or home equity loan with bad credit can pose challenges, even with ample equity in your property. The pool of brokers and lenders that offer these high risk home equity loans and HELOC for borrowers with low credit scores is limited, so you must be prepared and organized. Let’s … Read more

How to Finance a Solar Energy System with a Home Equity Loan

While evaluating your solar energy loan choices, a significant decision is how you intend to finance your system. The good news is that there are numerous accessible solar financing options with home equity loans for homeowners interested in installing solar with minimal or no upfront costs. Home equity loans and HELOCs are frequently used to … Read more

Are there HELOC Closing Costs?

What Are the Closing Costs and Lending Fees on a Typical HELOC Loan? If you own your home, there’s a good chance your equity has grown in the last several years. Home values shot up during the pandemic era and millions of homeowners have more home equity than ever. That’s why many homeowners are interested … Read more

Home Equity Investment Program (HEI)

The home equity investment program is a hot new financing option for qualified savvy homeowners that want financial freedom. Most people who own their home know that as the property rises in value, their equity increases. If you like, you can eventually leverage the equity with a home equity investment loan to cover home improvements, … Read more

Best HELOC Rates

To get the best rate on a HELOC, you will need to do quite a bit of shopping. You should talk to large national banks, community banks, credit unions, and online home equity lenders. The Home Equity Mart will introduce you to trusted lenders that have access to many home equity credit line programs with … Read more

Are Home Equity Loans Tax Deduction Opportunities?

Tax deductibility has been a debated topic in regards to home equity loans and HELOCs since Congress changed the home equity deduction laws a few years ago. Yes, in some cases the interest paid on a home equity loan can still be deducted but you must follow the updated IRS mortgage interest rules. Securing this … Read more

Lending Requirements for Home Equity Loans and Lines

Qualifying for a 2nd mortgage or credit line can be easy if you meet the guidelines for today’s home equity programs. Home ownership is a dream that millions of Americans have, and once that you own a home you’ll find that there are plenty of other steps you’ll need to take throughout the years to … Read more

Why Homeowners Love the Home Equity Line of Credit

One of the perks of being a homeowner is having access to the home equity line of credit that provides quick cash at a reasonable interest rate. There are all kinds of reasons you could need extra money in the new year. You could have unexpected home repairs or medical bills. Perhaps you lost your … Read more